Mirt "the Moneylender" (pronounced: /ˈmɛrtMERT[4] or: /ˈmɪərtMEERT[4]) was a fat, wheezing old rogue, and retired adventurer. He made his fortune as an adventurer in Undermountain after a colorful career as a mercenary general. During this time Mirt, then known as Mirt the Merciless or the Old Wolf or Lord Walrus,[5] made many enemies all over the Sword Coast, but also a few friends, notably Durnan a fellow adventurer and Undermountain explorer.

Mirt was also one of the most infamous factors of Waterdeep.[6]


Outwardly Mirt appeared to be a loud, tipsy braggart, but only a foreigner to Waterdeep would underestimate his agility and cunning. These qualities made him far richer late in life, as an investor and business man, than his years as an adventurer ever did, despite his being one of the few adventurers to emerge alive with wealth from Undermountain.[7]


Mirt was a Harper as well as a Masked Lord of Waterdeep and had a heart of gold, despite the relative frequency with which he entered unruly tavern brawls. Many of the commoners suspected Mirt to be a Masked Lord, and Mirt on more than one occasion engaged in secretly spreading rumors stating that he was not.

He was one of the few trusted friends of Evermeet and had a portal that could give him access to the Elven island when he so wished. He carried a Purple dragon ring, which allowed him to speak in Azoun's name.[8]


His wife and heir[9], Asper, was an informal member of the Gray Hands.



Mirt character

Mirt the Moneylender

Post SpellplagueEdit

At some time in late middle-age, Mirt was imprisoned within a magical hand axe. In 1479 DR a Cormyran noble named Marlin Stormserpent stole the axe from another noble family, mistakenly believing it was an artifact of The Nine. He called Mirt out of the axe and Mirt escaped into Suzail.[11]

In 1487 DR, Mirt made an effort to continuously thwart the scheming of Manshoon, or rather from even attempting to begin his scheming. The two of them had several meetings for drinks and passive-aggressive conversations in Suzail.[12]

In 1488 DR, Mirt came to the aid of The Sage of Shadowdale, openly posing as a waiter and cook for several Archwizards trapped inside a spellstorm in Cormyr, thereby contributing to the protection of the mythical Lost Spell.[13]

In 1491 DR, Elminster and Mirt returned to the city of Waterdeep, both aiding the newly appointed Open Lord of Waterdeep, Laeral Silverhand, uncover the culprits behind a string of murders of Masked Lords. After the investigations, Mirt chose to stay with Laeral, serving as personal agent for the Open Lord.[14]



Video Games
Board Games

Further ReadingEdit


  1. 1.0 1.1 Christopher Perkins, James Haeck, James Introcaso, Adam Lee, Matthew Sernett (September 2018). Waterdeep: Dragon Heist. Edited by Jeremy Crawford. (Wizards of the Coast), p. 211. ISBN 978-0-7869-6625-7.
  2. Ed Greenwood and Steven E. Schend (July 1994). “Who's Who in Waterdeep”. City of Splendors (TSR, Inc), p. 70. ISBN 0-5607-6868-1.
  3. Ed Greenwood, Sean K. Reynolds, Skip Williams, Rob Heinsoo (June 2001). Forgotten Realms Campaign Setting 3rd edition. (Wizards of the Coast), pp. 181–182. ISBN 0-7869-1836-5.
  4. 4.0 4.1 Christopher Perkins, James Haeck, James Introcaso, Adam Lee, Matthew Sernett (September 2018). Waterdeep: Dragon Heist. Edited by Jeremy Crawford. (Wizards of the Coast), p. 4. ISBN 978-0-7869-6625-7.
  5. 5.0 5.1 Ed Greenwood (May 2005). Elminster's Daughter. (Wizards of the Coast), p. 15. ISBN 978-0786937684.
  6. Ed Greenwood (October 2012). Ed Greenwood Presents Elminster's Forgotten Realms. (Wizards of the Coast), p. 114. ISBN 0786960345.
  7. Steven E. Schend (1996). Undermountain: Stardock. (TSR, Inc), p. 4. ISBN 0-7869-0451-8.
  8. Ed Greenwood (April 1994). Crown of Fire (Paperback). (Wizards of the Coast), p. 230. ISBN 978-1560768395.
  9. Ed Greenwood (February 2005). Spellfire. (Wizards of the Coast). ISBN 0-7869-3599-5.
  10. Ed Greenwood (April 2005). Hand of Fire. (Wizards of the Coast), p. 113. ISBN 0-7869-3646-0.
  11. Ed Greenwood (June 2011). Elminster Must Die (Mass Market Paperback). (Wizards of the Coast). ISBN 978-0786957996.
  12. Ed Greenwood (December 2014). The Herald. (Wizards of the Coast). ISBN 0786965460
  13. Template:Cite book/Spellstorm (novel)
  14. Ed Greenwood (June 7, 2016). Death Masks. (Wizards of the Coast). ISBN 0-7869-6593-2